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What does MortgageRateSnap.com do with your personal information?

Why?

Lead generation service providers choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  •  Credit-related information you provide, such as credit score range, bankruptcy history, foreclosure history, and other mortgage qualification details 
  • Contact information and employment information 

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons mortgageratesnap.com chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does mortgageratesnap.com share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes—
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes—
information about your creditworthiness
No We don't share
For nonaffiliates to market to you Yes Yes

To limit our sharing

Visit Us Online: https://mortgageratesnap.com/legal

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 406-404-5205 or go to https://mortgageratesnap.com/legal

Who we are

Who is providing this notice? mortgageratesnap.com LLC

What we do

How does mortgageratesnap.com protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does mortgageratesnap.com collect my personal information? We collect your personal information, for example, when you
  • give us your contact information or give us your employment history
  • provide your mortgage information or provide employment information
  • provide account information
 We do not obtain credit reports directly from credit bureaus. We collect information only as provided by you or through third-party service providers assisting in lead delivery.” 
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  •  We do not currently share personal information with affiliates for marketing purposes. 
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include mortgage companies, banks, direct marketing companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • mortgageratesnap.com doesn't jointly market

Other important information

California residents: In accordance with California law, we will not share information we collect about you with companies outside of mortgageratesnap.com, unless the law allows. For example, we may share information with your consent. We will limit sharing among our companies to the extent required by California law.

Nevada residents: We are providing you this notice pursuant to Nevada law. You may be placed on our internal Do-Not-Call List by selecting "Opt Out of Sales and Sharing" on our privacy preferences form https://mortgageratesnap.com/your-privacy-choices. For more information about the Nevada law, you may contact us at smortgageratesnap.com, by calling (406-404-5205, or by writing to us at 3883 E Santa Fe lane, Gilbert AZ, 85297. Nevada residents may also contact the Nevada Attorney General's office for further information about these rights by mail at Office of the Nevada Attorney General, Bureau of Consumer Protection, 100 N. Carson Street, Carson City, NV 89703; telephone at (702) 486-3132; or email at aginfo@ag.nv.gov.

North Dakota residents: We will not share information we collect about you with nonaffiliates either for them to market to you or for joint marketing without your authorization.

State Law: We follow state law where applicable state law provides you with additional privacy protections.